July 9, 2010
- Cooling Your Home During the Summer Months
Cooling Your Home During the Summer Months
With summer upon and record breaking heat in many parts of the U.S., we all face the same challenge of keeping our homes at a bearable temperature. Of course we can crank up the air conditioner and maintain a chilly living space; however, with rising energy costs and our [...]
July 8, 2010
- Flood Insurance Program Extended
Flood Insurance Program Extended
The National Flood Insurance Program (NFIP), which had lapsed for a month, was extended to September 30th by the Senate.
Thousands of home sales in flood prone areas were held up because lenders will typically not fund mortgage loans for homes that are in a flood plain that do not have flood insurance. [...]
July 7, 2010
- Mortgages: No-Doc Loans Are Back
Mortgages: No-Doc Loans Are Back
Did you think the housing collapse killed off "liar loans"–those infamous bubble-era mortgages for which people were allowed to get creative in portraying their ability to make the payments? Well, they're back, and that may be a good thing.
In the height of the housing boom in 2006 and 2007, low-doc loans [...]
July 6, 2010
- Existing Home Sales Dip in May But Remain at Elevated Levels
Existing Home Sales Dip in May But Remain at Elevated Levels
Following two consecutive months of increases, existing-home sales fell slightly from April to May but were still significantly higher than year-ago levels
According to the National Association of Realtors report, existing-home sales were at a seasonally adjusted annual rate of 5.66 million units in May, down [...]
July 5, 2010
- Building the Perfect Credit History
Building the Perfect Credit History
Here are some ways to build up that "Perfect Credit History"…Have questions about building good credit? Use the comment link below to contact us and we'll get you the answers you need.
July 3, 2010
- New Home Sales Plunge 33 Percent With Tax Credits Gone
New Home Sales Plunge 33 Percent With Tax Credits Gone
Sales of new homes collapsed last month, sinking 33 percent to the lowest level on record as potential buyers stopped shopping for homes once they could no longer get government incentives.
The Commerce Department says new home sales fell in May from a month earlier to a [...]
July 2, 2010
- Make Your Home More Energy Efficient
Make Your Home More Energy Efficient
Home improvement expert Danny Lipford demonstrates how to make your home more energy efficient using plastic materials such as caulking, foam, and vinyl.Have any other energy saving tips to share with our readers? Use the comment link below and tell us about them.
July 1, 2010
- Real Estate News - July 2010
Real Estate News - July 2010
Our July 2010 Newsletter is now online…
http://realestateroswellgeorgia.com/our-monthly-newsletters/2010/july-2010/
June 30, 2010
- Which is Better for Home Sellers?
Which is Better for Home Sellers?
If you're trying to sell your home, you may find yourself asking the question, "Which is better, lowering the price of the home, or offering to pay some closing costs?"
In short, there is no right or wrong answer to that question, it's just a matter of which strategy gets the [...]
June 29, 2010
- The Coming 1099 Tsunami
The Coming 1099 Tsunami
Thanks to health care reform, a new law will unleash a flood of 1099 forms on small businesses. What does health care reform have to do with all this? Stacy Johnson explains in this short video:Have questions or comments about this article? Send them to us via the "comment link" just [...]
June 28, 2010
- House Sizes Down
House Sizes Down
Initial results from the US Census are in, and more Americans are choosing smaller living spaces when compared to previous years. Over the last 30 years, census data has shown house sizes gradually increasing. From 2008 to 2009, the average house size is down 51 square feet, to an average of 2,422 square [...]
June 27, 2010
- How to Seal a Garage Floor
How to Seal a Garage Floor
Home improvement expert Danny Lipford explains the steps involved in applying epoxy sealer to your garage floor to improve its appearance.Have questions or comments? We'd love to hear from you. Just click the comment link below and let us know what's on your mind.
June 26, 2010
- Flood Insurance Getting Harder to Find
Flood Insurance Getting Harder to Find
From the Gulf oil spill and the floods in Arkansas and Oklahoma to the procession of hurricanes forecast for this year, the stage is set for major property damage in 2010.
Yet people looking to bolster their homeowners-insurance protection are likely to find that premiums are pricier, and extra coverage is [...]
June 25, 2010
- Tired of Being Robbed by Your Bank?
Tired of Being Robbed by Your Bank?
While interest rates paid to you by banks are at historic lows, fees charged by banks are heading the other direction – higher and more numerous. It’s no wonder consumers are getting fed up with banks. But before you make any sudden moves to switch your account to another [...]
June 24, 2010
- Reverse Mortgages: Possible Answer for Struggling Seniors
Reverse Mortgages: Possible Answer for Struggling Seniors
Many older Americans find themselves house rich and cash poor. They own their home, or at least have significant equity in it, yet struggle to make ends meet each month. They could sell their home, but are not inclined to move and leave their memories behind.
A reverse mortgage may [...]
June 23, 2010
- Mortgage Interest Deduction Elimination Press Continues
Mortgage Interest Deduction Elimination Press Continues
The White House and Congress see the 100 billion dollars a year that goes to homeowners and want to spend it on their own projects. They have realized they are spending way too much money and the deficits are growing out of control.
How out of control? Let’s talk nearly 20 [...]
June 22, 2010
- 3 Reasons You Might Not Get a Mortgage
3 Reasons You Might Not Get a Mortgage
While real estate might be easy to find these days, getting a mortgage might not be so easy. Here are 3 reasons why you might find yourself unable to get that mortgage when you need it…Questions about mortgages that we can help with? Just use the comment link [...]
June 21, 2010
- House Passes FHA Reform Act
House Passes FHA Reform Act
The House of Representatives has passed House Resolution (HR) 5074, the FHA Reform Act, which establishes a handful of new Federal Housing Administration (FHA) regulations and authorities.
The FHA insures approved lenders against default-related losses on qualifying mortgages.
In addition to strengthening the FHA's capital base by raising mortgage insurance premiums, the bill [...]
June 20, 2010
- Save on Moving Costs
Save on Moving Costs
A little planning can save you hundreds or thousands of dollars when you move. Stacy Johnson has a few tips for you…Have more questions about moving? Use the comment link below to ask away and we'll get answers for you.. or, visit our website for more tips on moving.
June 19, 2010
- Free Credit Scores Possible at Key Times
Free Credit Scores Possible at Key Times
The U.S. Senate's approval of a far-reaching financial regulatory bill carries great news for consumers in an increasingly credit-sensitive world.
Contained in the bill is a requirement that companies provide you with the credit score they used to deny you credit, impose a higher interest rate on your loan or [...]
