September 19, 2007
- No Wind Coverage? Would You Take That Risk?
No Wind Coverage? Would You Take That Risk?
A small but growing number of homeowners are taking an extreme approach to insurance against hurricane winds: They're going "bare" — doing without the coverage entirely.
While the option of doing without wind coverage is generally limited to people who don't have mortgages — banks typically require borrowers to [...]
August 21, 2007
- Homeowner Insurance: Read the Fine Print
Homeowner Insurance: Read the Fine Print
A growing number of homeowners are facing sharply higher costs as more insurers change how they calculate deductibles, especially for damage caused by windstorms and other natural events.
The newer method of figuring deductibles is based on a percentage of the insured value of your home — typically between 1% [...]
August 6, 2007
- Homeowner's Insurance - Never Be Without It
Homeowner's Insurance - Never Be Without It
Owning a home is everyone's dream. A home is a big investment, therefore it is imperative to ensure that your dream house is protected against any disaster or calamity. Homeowner's insurance is the most popular way to protect your investment when any unforseen incidents occur with your home.
Nature [...]
July 25, 2007
- Bad Credit? Insurers Will Make You Pay
Bad Credit? Insurers Will Make You Pay
By now you know that you need to keep tabs on your credit history to make a good impression on lenders, landlords and employers. But did you know that your home insurer is also looking?
In most states they're allowed to use your credit information to formulate premiums - and [...]
July 17, 2007
- Swimming Pools: Improve Your Real Estate Value
Swimming Pools: Improve Your Real Estate Value
Summer is here and the temperatures are soaring everywhere. During the dog days of summer, there is nothing more refreshing than taking a dip in your own in-ground pool. An in-ground pool not only adds value to your real estate, a swimming pool provides year-round entertainment and enjoyment [...]
July 12, 2007
- Insurance: Make Sure You're Covered
Insurance: Make Sure You're Covered
Hurricane season has begun. Financial experts say many U.S. homeowners are woefully unprepared for the threat that wind, storms and floods pose to their home and its contents.
Close to 60% of U.S. homes are undervalued — with the average home undervalued by 22%, according to Marshall & Swift/Boeckh, which provides building-cost [...]
July 4, 2007
- Homeowner Insurance - Save Where You Can
Homeowner Insurance - Save Where You Can
There are many things you can do when it comes to saving on the cost of your homeowner's insurance. One of the biggest factors when it comes to saving is which insurer you choose to go with.
When looking for the best deal on homeowner's insurance, you shouldn't just look [...]
May 17, 2007
- Hurricane Season: Are You Prepared?
Hurricane Season: Are You Prepared?
Hurricane season is just around the corner (there's already been one named tropical storm in the Atlantic already!) which means greater potential for flooding and/or flood damage to your home. It doesn’t matter where you live, flooding can occur almost anywhere. If you live along the coast or near a body [...]
April 23, 2007
- Questions to Ask an Insurance Agent
Questions to Ask an Insurance Agent
Every homebuyer should contact his/her insurance company at least once a year to make sure their insurance is up to date.
You should ask your agent the following questions:
1. Do I have enough insurance to rebuild my house?
You should make sure your policy covers the cost of rebuilding. The value of your [...]
April 12, 2007
- Homeowners Insurance
Homeowners Insurance
When you are a new homeowner and want to insure your home you may take the advice of an insurance broker, but at the same time you should also have some basic knowledge of your own.
How can I find the right homeowners insurance and the best insurance rates?
The Internet is the best option to get [...]
March 31, 2007
- Cheap Home Insurance
Cheap Home Insurance
Most every homeowner agrees that a reliable home insurance policy is a priority. We present a few ways on how to obtain sufficient homeowner's insurance without spending a fortune.
1. It always pays to spend some time shopping around. The easiest way is to access the Internet and check different rates of [...]
